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  <!-- ============================================================ -->
  <!-- Primary marketing pages                                       -->
  <!-- ============================================================ -->
  <url>
    <loc>https://amlify.au/</loc>
    <lastmod>2026-06-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://amlify.au/icon-512.png</image:loc>
      <image:title>AMLify — AI-powered AML/CTF compliance for Australian businesses</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://amlify.au/pricing/</loc>
    <lastmod>2026-06-10</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>
  <url>
    <loc>https://amlify.au/demo/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>
  <url>
    <loc>https://amlify.au/about/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://amlify.au/contact/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://amlify.au/privacy-policy/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://amlify.au/terms-of-service/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- ============================================================ -->
  <!-- Industry landing pages (high commercial intent)              -->
  <!-- ============================================================ -->
  <url>
    <loc>https://amlify.au/industries/lawyers/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://amlify.au/industries/accountants/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://amlify.au/industries/real-estate-agents/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://amlify.au/industries/precious-metals-dealers/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://amlify.au/industries/virtual-asset-service-providers/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://amlify.au/industries/trust-company-service-providers/</loc>
    <lastmod>2026-05-22</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- ============================================================ -->
  <!-- Blog posts (newest first)                                     -->
  <!-- ============================================================ -->
  <url>
    <loc>https://amlify.au/blog/best-aml-ctf-compliance-software-australia-tranche-2-2026/</loc>
    <lastmod>2026-05-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-ctf-compliance-officer-amlco-guide-2026/</loc>
    <lastmod>2026-05-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/xero-quickbooks-myob-aml-ctf-comparison-2026/</loc>
    <lastmod>2026-05-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/does-xero-handle-aml-ctf-compliance-2026/</loc>
    <lastmod>2026-05-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/does-quickbooks-handle-aml-ctf-compliance-2026/</loc>
    <lastmod>2026-05-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/ml-tf-risk-assessment-tcsp-2026/</loc>
    <lastmod>2026-05-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/does-myob-handle-aml-ctf-compliance-2026/</loc>
    <lastmod>2026-05-14</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/seven-aml-obligations-accounting-software-doesnt-cover/</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/beneficial-ownership-real-estate-agents-2026/</loc>
    <lastmod>2026-05-13</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/which-accounting-services-trigger-tranche-2/</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/customer-due-diligence-accounting-firms-2026/</loc>
    <lastmod>2026-05-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/amlify-tcsp-compliance-module-2026/</loc>
    <lastmod>2026-05-09</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/third-party-payments-real-estate-aml-obligations/</loc>
    <lastmod>2026-05-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/suspicious-matter-reporting-accountants-2026-guide/</loc>
    <lastmod>2026-05-07</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/which-legal-services-trigger-tranche-2-aml-obligations/</loc>
    <lastmod>2026-05-06</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/record-keeping-precious-metals-stones-dealers-2026/</loc>
    <lastmod>2026-05-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/enhanced-due-diligence-tcsp-guide-2026/</loc>
    <lastmod>2026-05-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/kyc-precious-metals-stones-dealers-tranche-2/</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-ctf-programme-guide-precious-metals-stones-dealers/</loc>
    <lastmod>2026-04-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/suspicious-matter-reporting-tcsp-guide-2026/</loc>
    <lastmod>2026-04-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/nominee-services-aml-risk-tcsp-guide/</loc>
    <lastmod>2026-04-29</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-ctf-compliance-25-questions-answered/</loc>
    <lastmod>2026-04-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-red-flags-real-estate-agents/</loc>
    <lastmod>2026-04-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-ctf-risk-assessment-accounting-firms/</loc>
    <lastmod>2026-04-27</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/amlify-legal-practice-integration-tranche-2/</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/amlify-new-features-precious-stones-metals-dealers/</loc>
    <lastmod>2026-04-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/tranche-2-compliance-trust-company-service-providers/</loc>
    <lastmod>2026-04-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-ctf-compliance-guide-real-estate-agents-2026/</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/beneficial-ownership-guide-for-accountants-2026/</loc>
    <lastmod>2026-04-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/tranche-2-accountants-action-plan-2026/</loc>
    <lastmod>2026-04-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/meet-ami-ai-compliance-copilot/</loc>
    <lastmod>2026-04-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/austrac-penalties-non-compliance/</loc>
    <lastmod>2026-04-01</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/customer-due-diligence-tranche-2/</loc>
    <lastmod>2026-03-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/how-ai-transforming-aml-compliance/</loc>
    <lastmod>2026-03-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-ctf-compliance-checklist-lawyers-2026/</loc>
    <lastmod>2026-03-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/what-is-tranche-2-plain-english-guide/</loc>
    <lastmod>2026-03-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/suspicious-matter-reporting-lawyers-2026-guide/</loc>
    <lastmod>2026-05-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-ctf-programme-law-firms-2026/</loc>
    <lastmod>2026-05-20</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://amlify.au/blog/aml-ctf-programme-accounting-firms-2026/</loc>
    <lastmod>2026-05-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/austrac-enrolment-accounting-firms-step-by-step/</loc>
    <lastmod>2026-05-26</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/amlify-accountants-module-june-2026/</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/amlify-tcsp-features-june-2026/</loc>
    <lastmod>2026-06-07</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/crm-kyc-not-enough-aml-ctf-tranche-2/</loc>
    <lastmod>2026-06-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/aml-ctf-ongoing-monitoring-accounting-firms-2026/</loc>
    <lastmod>2026-06-10</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://amlify.au/blog/amlify-cash-transaction-reporting-dealers/</loc>
    <lastmod>2026-05-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.7</priority>
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