We file the TTRs. You sell the houses.
Real-estate transactions are now Tranche 2 reportable. Cash settlements, deposits, source-of-funds — every one becomes a compliance event. AMLify handles them as soon as they're recorded.
The Tranche 2 reality
What Tranche 2 means for real-estate agencies.
From 1 July 2026, the sale, purchase, or transfer of real estate is a designated service under the AML/CTF Act 2006. Your agency is a reporting entity. Cash deposits over $10,000 are TTR-reportable. Suspicious settlements are SMR-reportable in 3 business days.
The Real Estate Institutes (REINSW, REIV, REIQ et al.) have published industry guidance — useful, but not a replacement for the program document AUSTRAC requires you to have on file.
Why AMLify for real estate
Built for the way you actually work.
Property-transaction-native
Every listing, contract, and settlement is tagged with its property record. Vendor and purchaser CDD on the same screen.
Source-of-funds first-class
Cash deposits, foreign-resident purchases, and beneficial-owner gaps are surfaced before settlement, not after.
Multi-agent ready
Per-agent customer assignment, per-office reporting. The CO sees the firm view; the agent sees their book.
PEXA-aligned workflow
Settlement timing is tracked against the PEXA workspace. TTR deadlines fire from settlement date, not entry date.
Your compliance obligations
What Tranche 2 requires for your business type.
- Customer due diligence on buyers, sellers, and landlords
- Screening against sanctions and PEP databases at onboarding
- Transaction monitoring for property transactions
- Reporting suspicious matters to AUSTRAC
- AML/CTF program tailored to real estate operations
- Staff training covering property-specific money laundering risks
- Source of funds verification for high-value transactions
How AMLify helps
Purpose-built features for your industry.
- Ami builds a program covering sales, property management, and development activities
- Streamlined buyer and seller verification during the sales process
- Automated screening that runs in seconds — no delays to settlement
- Transaction monitoring for unusual purchase patterns or pricing anomalies
- Training covering real estate-specific red flags (e.g., nominees, rapid resale, cash deposits)
- Trust account monitoring for rental and settlement funds
Ask Ami
Examples of compliance questions you can ask your AI assistant.
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