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AUSTRAC Tranche 2 is now enforced — ongoing AML/CTF compliance
For Australian trust and company service providers

Nominees, trusts, and the structures FATF watches closest.

TCSP services are designated under Tranche 2. From 1 July 2026, every company you form, trust you administer, and entity you act for is in scope — with beneficial-ownership rules tighter than any other Tranche 2 sector. AMLify gives you the programme, the UBO tooling, and the SMR workflow purpose-built for this work.

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The Tranche 2 reality

What Tranche 2 means for TCSPs.

FATF has identified trust and company service providers as one of the highest ML/TF risk gateways globally — complex corporate vehicles, nominee arrangements, and discretionary trusts are the layering tools of choice. Australia's Tranche 2 reforms bring TCSPs into the AML/CTF Act 2006 in direct response.

From 1 July 2026, company formation, trust establishment, acting as nominee director or shareholder, and registered-office services are designated services. Your firm is a reporting entity with the same obligations as a bank — and the beneficial-ownership bar is higher than for any other Tranche 2 sector.

Why AMLify for trust & company services

Built for the way you actually work.

Nominee-aware UBO logic

Nominee directors and nominee shareholders are first-class fields. The UBO panel shows the legal owner, the underlying beneficial owner, and the nature of the nominee arrangement on one screen.

Multi-entity client view

A single client engagement covering 12 related entities is one customer record with 12 entities — not 12 silos. CDD refreshes propagate across the structure.

Trust-deed lifecycle aware

Settlor, trustee, appointor, and beneficiary changes trigger automatic re-screening. Discretionary-trust UBO rules match AUSTRAC's published guidance for the sector.

Tipping-off-safe escalation

SMR drafting happens in a restricted workspace. The customer-facing team continues normal service while compliance investigates — no leakage, full audit trail.

Your compliance obligations

What Tranche 2 requires for your business type.

  • Customer due diligence on every settlor, trustee, beneficiary, director, and shareholder
  • Beneficial-ownership identification and verification — including for nominee and layered structures
  • Ongoing due diligence on all entities you administer
  • Suspicious matter reporting to AUSTRAC within 3 business days (24 hours for terrorism financing)
  • AML/CTF programme covering company formation, trust establishment, nominee, and registered-office services
  • Staff training calibrated to TCSP-specific typologies (shell companies, nominee abuse, layering)
  • Record keeping for a minimum of 7 years across every entity under administration

How AMLify helps

Purpose-built features for your industry.

  • Ami builds a programme tailored to your service mix — formation only, full administration, or nominee work
  • Beneficial-ownership workflows that handle nominee directors, nominee shareholders, and discretionary-trust UBO logic
  • Per-entity CDD tracking — so a single client engagement covering 12 related entities doesn't become 12 spreadsheets
  • FATF-aligned risk indicators baked into the risk-assessment wizard (complex structures, no commercial rationale, opaque ownership)
  • Tipping-off-safe escalation workflow for SMR drafting, so the customer-facing team never sees a flagged matter
  • Independent-review evidence file ready in one click for your annual AML/CTF Rule 8.6 review

Ask Ami

Examples of compliance questions you can ask your AI assistant.

"Ami, a client wants me to act as nominee director for a new company with offshore beneficial owners. What enhanced due diligence applies?"
"A discretionary trust I administer just changed appointor. Walk me through the re-screening I need to do."
"Help me draft an SMR — a client keeps requesting registered-office services for shell companies with no trading activity."

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