Question 1

What is AMLify?

Accepted Answer

AMLify is an AI-powered AML/CTF compliance platform built specifically for the Australian businesses brought into scope by the Tranche 2 reforms — accountants, lawyers, real estate agents, precious metals and stones dealers, and trust and company service providers. It generates your written AML/CTF programme, runs customer due diligence and KYC/KYB checks, screens for sanctions and PEPs, and prepares AUSTRAC-aligned reporting, with an AI assistant (Ami) guiding each step. Most businesses are set up in about 30 minutes, from $82/month on annual billing. AMLify is built by Consultin AI Pty Ltd and hosted in Australia.

Question 2

What is the best AML/CTF compliance software for Australian Tranche 2 businesses?

Accepted Answer

The right AML/CTF software for a Tranche 2 business should be purpose-built for the Australian regime rather than adapted from an overseas or enterprise product. Look for: a guided AML/CTF programme builder (Part A and Part B), customer due diligence with Australian KYC/KYB and beneficial-ownership mapping, sanctions and PEP screening, AUSTRAC-aligned suspicious matter and threshold transaction reporting, and Australian data hosting — at a published, transparent price rather than a custom quote. AMLify is designed for exactly this profile — Australian DNFBPs with obligations that apply now — and is suited to sole practitioners through to multi-partner firms, with industry-specific modules and a 14-day free trial.

Question 3

What is Tranche 2, and do the obligations already apply to my business?

Accepted Answer

Tranche 2 extends Australia's AML/CTF regime to designated non-financial businesses and professions (DNFBPs) including lawyers, accountants, real estate agents, precious metals and stones dealers, and trust and company service providers. Obligations commenced on 1 July 2026 — if you're in one of these professions, you are a reporting entity now, with the same underlying obligations as a bank. Catching up is faster and cheaper than most people expect: AMLify gets you a complete, AUSTRAC-aligned programme in about 30 minutes.

Question 4

What does AMLify actually cost, all-in?

Accepted Answer

Your subscription — Starter from $82/month or Professional from $165/month on annual billing — includes the programme builder, sanctions/PEP/adverse-media screening, transaction monitoring, TTR/SMR reporting, staff training and the audit trail. Business verification (KYB) is free and unlimited on every plan. The only usage-based cost is electronic KYC, at $5 per check, and you only pay for it if you choose to use it. No setup fees, no cancellation fees.

Question 5

Are there any hidden costs?

Accepted Answer

No. The subscription price on this page is the price you pay — there's no setup fee, no onboarding fee, and no minimum contract. The only cost outside the subscription is electronic KYC at $5 per check, bought as prepaid credits, and only charged when you actually run a check. Business verification (KYB) and manual identity verification are free and unlimited on every plan.

Question 6

How is AMLify so much cheaper than consultants or enterprise platforms?

Accepted Answer

AMLify is software-first and self-serve — no compliance consultants, no sales team, no custom implementation project. That's a structural cost difference, not a discount: a traditional AML consultant engagement typically runs $10,000–$50,000 up front, and enterprise AML platforms often stack a $200–$800/month platform fee with separate screening licences ($5,000–$20,000/yr) and training platforms ($2,000–$5,000/yr), frequently on 12-month contracts. AMLify bundles the equivalent capability into one subscription, published on this page, with no lock-in — the savings are passed straight to you.

Question 7

What support do I get?

Accepted Answer

Real people at support@amlify.au, with same-day replies — never a call-centre queue or a ticket black hole. Ami, your AI compliance assistant, is also available in-app 24/7 for plain-English answers and guidance while you work.

Question 8

Can I really try it before paying?

Accepted Answer

Yes. Every plan includes a 14-day free trial with full platform access — no credit card required to start. If you'd rather see it first, you can watch the 5-minute demo tour without even signing up. You only pay once you decide AMLify fits.

Question 9

What does Ami AI do?

Accepted Answer

Ami is your AI compliance assistant built into AMLify. It generates tailored AML/CTF programs, automates risk assessments, assists with customer due diligence, drafts AUSTRAC-aligned reports, and answers your compliance questions in plain English. Credits are consumed per interaction, with each plan including a monthly allocation.

Question 10

What's the difference between Starter and Professional?

Accepted Answer

Every AMLify plan includes the full screening stack — sanctions, PEP and adverse media — plus free unlimited business verification (KYB), unlimited manual identity verification, automated risk assessments, and auto-generated AUSTRAC-aligned reports. Professional (from $165/month annual) is for firms that need more seats (20 vs 5), an unlimited customer book (vs 50), more AI credits, and priority support.

Question 11

Are identity and business checks included in my subscription?

Accepted Answer

Yes. Every plan includes free unlimited business verification (KYB), unlimited sanctions/PEP/adverse-media screening, and unlimited manual identity verification. Electronic KYC checks are an optional pay-as-you-go add-on ($5 per check, bought as prepaid credits) — no bundles, no minimums.

Question 12

Do I have to use electronic KYC verification?

Accepted Answer

No. Electronic KYC is optional. You can verify a customer's identity manually by sighting their original or certified documents to 100 points — this is fully supported in AMLify, free and unlimited on every plan, and helps you meet your AML/CTF obligations.

Question 13

What does an electronic KYC check cost, and what if it fails?

Accepted Answer

$5 ex-GST per check, purchased as prepaid credits. A check is charged whether the document matches, doesn't match, or is rejected — because our verification provider bills per check regardless of outcome. There are no free electronic KYC checks in the trial; use the unlimited manual 100-point check instead if you want to test verification before paying.

Question 14

How do I buy electronic KYC credits?

Accepted Answer

From inside AMLify (Billing), once you're on a paid subscription. Credits are prepaid, so there are no surprise charges on your monthly invoice.

Question 15

I'm already a customer — does this change my plan?

Accepted Answer

No. Existing subscribers keep their current plan and any included checks. This new model applies to new sign-ups.

Question 16

Can I switch plans later?

Accepted Answer

Yes. You can upgrade or downgrade your plan at any time from the Settings page. When upgrading, you will be charged a prorated amount for the remainder of the billing period. When downgrading, your new rate applies at the next billing cycle. Cancel anytime — there's no lock-in contract.

Question 17

Is there a free trial?

Accepted Answer

Yes, every plan includes a 14-day free trial with full access to the platform. No credit card required to start, and the trial doesn't include any free electronic KYC checks. You will only be charged once you choose to continue after the trial.

Question 18

Where is my data stored?

Accepted Answer

All data is stored in Australia on Australian-hosted infrastructure. We use bank-grade encryption for data at rest and in transit. Your data is never shared with third parties or used to train AI models.

Question 19

What counts as a 'customer' in AMLify?

Accepted Answer

A customer is any individual or entity you onboard for compliance purposes — the people and businesses you perform customer due diligence on. Each unique customer counts once regardless of how many transactions or screenings you run.

Question 20

Do I need technical knowledge to use AMLify?

Accepted Answer

Not at all. AMLify is designed for compliance officers and business owners, not developers. Ami AI guides you through every step, from initial setup to ongoing monitoring. Most users are fully set up within about 30 minutes.

Question 21

What is the Compliance Kickstart offer?

Accepted Answer

Compliance Kickstart is our current promotion: any business that starts a subscription by 30 September 2026 receives 20% off for the first 6 months. Enter code KICKSTART20 at checkout. It applies to both Starter and Professional plans on monthly or annual billing, and to subscription plans only — not electronic KYC credits. On annual billing the discount comes off your first yearly invoice. Start your 14-day free trial and subscribe before the offer ends to lock in your discount.

Question 22

Is AMLify a substitute for legal advice?

Accepted Answer

No. AMLify provides compliance tools and educational content to help you meet your AML/CTF obligations. For specific legal questions about your obligations, we recommend consulting a qualified legal professional.

Question 23

What happens if I exceed my customer limit?

Accepted Answer

On the Starter plan (50 customers), you will be prompted to upgrade to Professional for unlimited customers. We will never delete your data — you can always export and your existing customers remain accessible.

Feature	Starter	Professional	Enterprise
Users	Up to 5	Up to 20	Unlimited
Customers	50	Unlimited	Unlimited
Ami AI credits	100/mo	500/mo	Unlimited
Business verification (KYB)	Unlimited	Unlimited	Unlimited
Manual identity verification (100-point)	Unlimited	Unlimited	Unlimited
ABN lookups (ABR registry)	Free, unlimited	Free, unlimited	Free, unlimited
Sanctions screening (DFAT, UN, OFAC)
PEP screening
Adverse media screening (AI)
Electronic KYC checks (optional)	$5/check, prepaid	$5/check, prepaid	By arrangement
CDD workflows
AUSTRAC reporting
Auto-generated reports
Risk assessment automation
Custom integrations
SSO & advanced security
Support	Email	Priority	Dedicated + account manager

	Compliance consultant	Enterprise AML platform	AMLify
Upfront cost	$10,000–$50,000	Onboarding + setup fees	$0
Ongoing	$2,000–$5,000/yr for reviews	$200–$800/mo + screening licence $5,000–$20,000/yr + training $2,000–$5,000/yr	From $82/mo, everything included
Contract	—	12-month lock-in typical	Cancel anytime
Time to compliant	Weeks–months	Weeks	~30 minutes
Try first	No	Sales demo	14 days free, no card

Full AML/CTF compliance for less than $100 a month

Simple, transparent pricing

Starter

Professional

Enterprise

Compare plans in detail

The honest cost of compliance

Electronic KYC

What you’ll actually pay

Frequently asked questions

Tranche 2 is live — get compliant now.